Prosies - ignoble poverty

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Prosies




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March 27, 2003


Opening myself to prosperity. Feh. It's the 27th of the month again, the day I have to hand over more than a week's worth of unemployment insurance to the company that unceremoniously dumped me just about six months ago. Why, you ask, would I have to do a thing like that? Because it's not a good idea for me to be without health insurance, that's why.

I hate this. I hate being in debt. I hate the fact that I'm cashing in my retirement fund to pay off the grubby-handed creditors who will otherwise cut off my phone line cut off my cell phone ruin my credit slash my tires abduct my cats let their dogs crap in my yard.

And what I hate most is that I am at least partly to blame, with my crappy spending habits. I read it somewhere, probably in one of those annoying chain emails that I've been receiving in one form or another since 1996—no matter how much of a raise you get, you will have spent more than you make by the end of the week.

I'd like to blame my mother, Madison Avenue, or the credit card companies and their evil FREE ADDRESS LABELS WITH YOUR PURCHASE OF $50 OR MORE! statement inserts. But as much as these factors may have contributed to my crappy spending and budgeting habits, I know that ultimately fiscal responsibility rests with me.

So I'll go ahead and drop off my COBRA check, and fill out the forms, and call the creditors, and pray for the willingness to open myself to prosperity again... and take the steps necessary to claw, kick, and scramble out of this hole of debt I'm in.





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© 2003 Frances Donovan. Violators will get what's coming to them.